About Us

About Us

VCREDIT Holdings Limited (VCREDIT) is China's leading independent online consumer financial service provider. Accumulated 12 years of experience in consumer finance innovation, the Group has established a leading position in credit risk quantification and intelligent risk management which are core to financial services. VCREDIT's proprietary "Hummingbird" risk management system and smart lending robot provide state-of-the-art fintegration solutions to licensed finance Institutions and allow them to provide customized, accessible financial services to underserved borrowers across China. VCREDIT debut on the main board of the Hong Kong Stock Exchange with stock code 2003.HK on June 21, 2018.


Financial Services at Your Fingertips


Credit Creates Values


Fair, Innovative,
Focus, Sharing

Our History

Jun 2018

VCREDIT debut on the main board of the Hong Kong Stock Exchange with stock code 2003.HK

Jan 2018

Vision Small Loan Shanghai becomes the Vice Chairman (Corporate member) of China Loan Association

Dec 2017

VCREDIT is awarded "Competitive FinTech Company of 2017" at the 21st Century Asian Financial Conference

Oct 2017

VCREDIT is selected as the "Hongkou District Science and Technology Little Giant"

Sep 2017

VCREDIT is awarded multinational company regional headquarters certificate

Aug 2017

VCREDIT starts to commercialize Hummingbird through SaaS platform to enhance credit assessment capabilities of our funding partners

Jul 2017

VCREDIT's VCS system puts into operation;

VCREDIT starts strategic cooperations with Baidu and other financial institutions

Dec 2016

Vision Small Loan Shanghai is awarded the "National Outstanding Small Loan Company" and "National Outstanding Business Model"


VCREDIT enters into a cooperation agreement with Hangzhou Bank;

VCREDIT announces its smart finance strategy;

VCREDIT launches its first smart financial product: KK credit;

VCREDIT launches two other smart financial products, Star Credit and DD Cash


Vision Small Loan Shanghai is established;

Vision Small Loan Qingdao is established


Jointly sets up Huijin No.3 Trust with FOTIC


VCREDIT Financial Leasing (Suzhou) Co., Ltd. is established; Vision Small Loan Chengdu is established


VC Guarantee is established


VCREDIT launches its proprietary business system VBS1.0


VCREDIT starts its cooperation with FOTIC, creating the first "guarantee + trust" model, for personal consumer financial service


VCREDIT's startup stage, focusing on personal consumer credit

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